OBBBA Calc

New Deduction Tools

Six tools cover the new deductions and the forms around them. Start with the one that matches your paperwork: your rate and hours, a paystub total, or the Code TT figure on your W-2 for overtime; the occupation checker first if you are not sure your job qualifies for the tips deduction; the threshold checker if a platform or a client paid you; and the car loan checker if you financed a new car. Every tool follows Schedule 1-A and the IRS guidance line by line, shows its formula, and ends in a result you can print. US federal rules, tax years 2025 to 2028.

No Tax on Overtime Calculator

Work out the deductible overtime premium from your rate and hours, from a paystub total, or from your W-2 code TT figure.

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Tipped Occupation Checker

Check whether your occupation is on the official IRS list of occupations that customarily received tips before 2025.

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No Tax on Tips Calculator

Apply the $25,000 cap and the income phase-out to your qualified tips.

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1099 Threshold Checker

Will a 1099 be filed for these payments? Check 1099-K, 1099-NEC and 1099-MISC thresholds by payment year.

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Car Loan Interest Checker

Qualification first, then the $10,000 cap and the fastest phase-out of the new deductions.

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W-2 Code TT Reconciliation

Compare the Box 12 code TT figure on your W-2 with the overtime premium you were actually paid, and see what you can claim.

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